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In sure circumstances, topic to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction earlier than approving it and charging it to the Card Account. The Cardholder undertakes to act in good faith at all times in relation to all dealings between the Card and the Bank. The Cardholder shall at all times be positive that the Card is stored in a protected place and can train each possible care to prevent the Card from being misplaced or stolen.

In reference to the particular discounts/offers made by the respective Merchants, the Bank will not be held responsible the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the right to vary the benefits out there to Cardholders at any time without prior notice. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and switch the entire or any part of its rights of obligations underneath this Agreement. The Cardholder undertakes to sign such additional document as could additionally be requested by the Bank once in a while to provide impact to such assignment and switch. Information may be processed for the purposes of complying with relevant laws, together with anti-money laundering and anti-terrorism legal guidelines and rules and combating crime and terrorism.

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The cost might be mirrored inside the identical day of instruction. The use of the Card by the cardholder to obtain a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a money advance charge and finance charge as decided by the Bank from time to time on the amount of cash advance. Finance cost shall be levied on every Cash Advance from the date of the advance until reimbursement is made in full. The Bank may from time to time, vary the amount of cash advance restrict, cash advance fee and finance cost payable by the Cardholder.

The Cardholder could not pledge the Card as Security for any function in any respect. “Terms and Conditions” means the phrases and situations set out herein and/or as could also be stipulated by BRAC Bank Limited every so often, as amended. “Late Payment Fee” means a charge applicable in case of the Cardholder’s failure to pay a minimum of minimal quantity due inside the Payment Due Date.

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Without prejudice to Bank’s rights at any time to take the appropriate legal motion, the Bank may cost charges for any returned unpaid cheque drawn by the Cardholder in full or partial cost of the excellent amount. The Bank shall be entitled at its sole discretion to vary the rate of methodology of calculation of the annual fees, finance expenses, the specified Minimum Amount Due and/or late cost charges or any other expenses. These transactions might include room, meals or beverage costs, taxes, gasoline, insurance coverage, rental charges, damage to rental autos, parking tickets and different visitors violations, and goods and services purchased aboard a Cruise Line vessel. A Merchant could course of delayed or amended charges if the Cardholder has consented to be responsible for delayed or amended charges for a Hotel, Car Rental Company, or Cruise Line Transaction or some other transactions. [newline]The cash advance fee and finance charge are non-refundable. The Bank at its sole discretion might reverse the partial or full amount. BRAC Bank Limited reserves the proper to determine the credit score worthiness of the Applicant time to time by obtaining credit bureau report and such other reports as it might deem needed and decline to issue a Card to any Applicant at its sole discretion.

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